The Benazir Kafalat Program (BISP) continues to support millions of families across Pakistan, and now the Phase 4 payments for 2026 are being released gradually. This new phase aims to ensure that all eligible women and families receive their financial assistance through verified biometric channels for transparency and security.
In this updated guide, you’ll learn about the Phase 4 payment schedule, how to check your eligibility online, which districts are included, and how to avoid common payment issues. Everything shared here is based on current verified BISP updates as of late 2025, so you can rely on this information to prepare for 2026.
What is Benazir Kafalat Phase 4 Payment 2026?
Phase 4 is the fourth and latest payment cycle under the Benazir Income Support Programme (BISP). It includes beneficiaries who were verified in earlier phases of 2025 and have now been cleared for payment disbursement in early 2026.
The goal of Phase 4 is to reach those who faced verification delays, CNIC updates, or technical payment issues in the previous quarters.
Each eligible woman will receive the approved quarterly stipend directly in her account or through the designated BISP payment centers after biometric verification.
WhatsApp Channel
Who Will Receive the Benazir Kafalat Phase 4 Payment in 2026?
Beneficiaries eligible for Phase 4 include:
- Women already registered in BISP/Ehsaas Kafalat before 2025
- Households verified through NADRA biometric records
- Beneficiaries who completed CNIC updates and 8171 reverification
- New families recently approved after NSER survey verification
If your previous payment was pending or delayed in 2025, chances are high that it will be included in the Phase 4 payout.
Benazir Kafalat Phase 4 Payment Schedule 2026
| Month | Payment Type | Beneficiary Category |
| January–February 2026 | Phase 4 (Batch 1) | Verified CNIC holders in Punjab & Sindh |
| March–April 2026 | Phase 4 (Batch 2) | Khyber Pakhtunkhwa, Balochistan, Gilgit-Baltistan |
| May–June 2026 | Phase 4 (Final Release) | Remaining districts & new inclusions |
Note: The payment schedule may slightly differ by province. Beneficiaries are advised to confirm their date via the official 8171 portal or by visiting their nearest BISP office.
How to Check Benazir Kafalat Phase 4 Payment Status 2026
You can check your payment status in a few easy ways:
1. Using the 8171 Web Portal
- Visit 8171.bisp.gov.pk.
- Enter your 13-digit CNIC number.
- Type the captcha code and click on “Check Eligibility.”
- If your record shows “Payment Released,” your Phase 4 amount is available.
2. By SMS (Offline Method)
- Type your CNIC number (without dashes).
- Send it to 8171.
- You’ll get an instant SMS reply showing your eligibility and payment phase.
(Make sure your SIM is registered under your own CNIC.)
3. At BISP Payment Centers
If your payment shows “Ready for Collection,” visit your nearest BISP payment camp or partner bank branch. Bring your original CNIC for biometric verification.
New Payment Methods Introduced in 2026
To make transactions smoother, the government has expanded payment options:
- Partner Banks: HBL, Bank Alfalah, and Mobilink Microfinance Bank are now official payment partners.
- Biometric ATMs: Beneficiaries can withdraw cash using thumb verification at designated ATMs.
- BISP Mobile Vans: Available in remote rural areas to ensure access for all beneficiaries.
Common Payment Problems and Their Solutions
| Problem | Reason | Solution |
| Fingerprint not matching | Biometric error | Clean hands before scan or retry at NADRA verification counter |
| Payment not showing | Data mismatch | Reverify CNIC through NADRA and recheck via 8171 |
| SMS not received | SIM not registered | Use SIM registered under your CNIC |
| Card not working at ATM | Technical issue | Visit nearest BISP partner bank branch for assistance |
Documents Required to Collect BISP Phase 4 Payment
| Document | Purpose |
| Original CNIC | Identity verification |
| BISP Card or Payment Slip | Proof of registration |
| Registered Mobile Number | For receiving SMS alerts |
Tip: Never share your CNIC or BISP card number with anyone outside official centers.
How to Register for Benazir Kafalat Program (If Not Yet Registered)
- Visit your nearest BISP Tehsil Office.
- Provide your CNIC and family information for registration.
- Complete the NSER survey.
- Wait for confirmation SMS from 8171.
- Once approved, you’ll be added to the next payment cycle.
Helpline & Support Information
| Department | Contact Number | Service Hours |
| BISP Helpline | 0800-26477 | Monday–Friday (9 AM–5 PM) |
| NADRA Support | 051-111-786-100 | 24/7 |
| BISP Official Website | bisp.gov.pk | Online Support |
If you face payment-related issues, always contact these official numbers instead of trusting social media pages.
Districts Currently Receiving Phase 4 Payments
- Punjab: Lahore, Multan, Faisalabad, Sialkot, Bahawalpur
- Sindh: Karachi, Sukkur, Hyderabad, Larkana
- KPK: Peshawar, Mardan, Swat, Abbottabad
- Balochistan: Quetta, Khuzdar, Gwadar
- Gilgit-Baltistan & AJK: Payments through local BISP centers
(District rollout may vary by verification completion status.)
Latest Government Statements About Phase 4 (Verified 2025 Source)
According to BISP officials, the program is working to:
- Increase outreach through new NADRA-verified households.
- Improve transparency by linking payments directly with CNIC biometrics.
- Launch digital disbursement options by mid-2026 for ease of access.
These updates ensure faster service, fewer delays, and fair access to all eligible women across Pakistan.
Final Thought
The Benazir Kafalat Phase 4 Payment 2026 brings another opportunity for families to receive their rightful financial support. Whether you’re checking your eligibility, resolving a payment issue, or updating your CNIC, all official services are free and transparent.
Stay connected with the official BISP website or 8171 helpline for updates. Avoid unofficial agents or pages — your CNIC data and payments are safe only with NADRA and BISP.
